What if the offer I’m getting for my home is much lower than I expected (or the asking price is higher than I want to pay)?

Ask your Realtor to help you negotiate. An offer isn’t a take-it-or-leave-it deal, just as your asking price shouldn’t be the only price you consider. There’s often room to adjust, and who covers closing costs can also be put on the table. What seems to be the bottom line isn’t always the bottom line.